Low Mortgage Rates 

Low Mortgage Rates , 5-Year Fixed Rate starting from 4.69% and 5-Year Variable as low as 5.95%

More Choice

Benefit from our seasoned mortgage brokers’ expertise for informed decisions.

No Haggling

Mortgage Wisdom: Your Best Deal, Right from the Start. Just Ask Once

Volume Discounts

At Mortgage Wisdom, Any Discounts We Receive, We Pass on to You.

Exclusives

At Mortgage Wisdom, Discover Exclusive Deals Unavailable Elsewhere.

Mortgage Rates

TERM FIXED MORTGAGE RATES VARIABLE MORTGAGE RATES
6-MTH 4.49% INQUIRE
1-YEAR 6.39% INQUIRE
2-YEAR 5.99% INQUIRE
3-YEAR 4.79% INQUIRE 6.25% INQUIRE
4-YEAR 4.89% INQUIRE
5-YEAR 4.69% INQUIRE 5.95% INQUIRE
7 YEAR 5.89% INQUIRE
10-YEAR 6.49% INQUIRE
HELOC 7.20% INQUIRE

Up-Front Rate Guarantee

For the best low mortgage rates , trust Mortgage Wisdom. We streamline processes to maximize your savings by giving back the bulk of our compensation to “buy down” your interest rates. As the only mortgage provider in Canada tracking over 350 prime lenders with publicly advertised fixed rates, we guarantee your rate is in the top 1% nationwide. If you find a lower rate, we’ll beat it or pay you $500 cash upon closing your Butler Mortgage.

After-Approval Rate Guarantee

With Mortgage Wisdom, once you’re approved, we monitor for lower mortgage rates. If another lender offers a rate that’s even one-tenth of a percent lower and your lender won’t match it, you can switch lenders at no cost. Our After-Approval Rate Guarantee ensures it’s always your choice. Additionally, we’ll review your rate before closing. If the lender you’re approved with reduces its rate for your mortgage and there’s time to rebook the rate before closing, we’ll ensure your rate decreases.

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Address

5446 152 Street #305 Surrey, BC V3S 5J9

Head Office

Victoria

Calgary

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At Mortgage Wisdom Corporation, we proudly serve clients across a wide range of locations, including Surrey, Delta, New Westminster, Langley, and Maple Ridge, among others in British Columbia. We also extend our services to various areas in Alberta, including Calgary, Edmonton, and Red Deer. Whether you're in need of mortgage assistance in the Greater Vancouver area, on Vancouver Island, or in Alberta, we're here to help you navigate the process with expertise and personalized care.