About Our Firm

Years Experience

With over 14 years of expertise, Mortgage Wisdom brings unparalleled experience to the mortgage industry.

Who We Are

Best Mortgage Broker  – Mortgage Wisdom Corporation

Our journey as the Best Mortgage Broker began in 2010 when Harry Toor founded our company, driven by a vision to revolutionize the mortgage experience. Recognizing the importance of client education, Harry prioritized transparency and comprehensive mortgage brokering. Empowering homeowners with Mortgage Wisdom is at the core of our mission.

At Mortgage Wisdom, we’re dedicated to providing a transparent and personalized approach to mortgage services. Expect expert guidance and tailored support aimed at achieving your financial success. We believe in the power of education and exceptional customer service, setting us apart from the rest. Our goal is not just to secure a mortgage for you but to empower you with knowledge to make informed decisions.

In 2023, our journey gained momentum with the addition of Karman Virk, a seasoned expert in Business, Sales, Real Estate, and Finance. Together, we’re committed to connecting, educating, and empowering our clients. Bid farewell to the confusion and stress associated with mortgages. With Mortgage Wisdom, you’ll receive the knowledge and support needed to navigate the process confidently and make the best choices for your future.

Mortgage Wisdom: Our Comprehensive Services

Harry Toor – Principal / Senior Mortgage Broker

With more than 13 years in the industry, Harry Toor has honed his skills as a seasoned and knowledgeable mortgage broker. His excellence has earned him recognition as one of Canada’s Top 75 Mortgage Brokers by Canadian Mortgage Professionals for several years running. Harry’s dedication and expertise position him as a trusted advisor for clients navigating the complexities of mortgage solutions, providing steadfast guidance every step of the way.

Beyond his professional achievements, Harry finds fulfillment in various interests and pursuits. An avid golfer, he savors the challenges and camaraderie found on the golf course. Yet, his greatest joys come from spending quality time with loved ones, fostering connections, and creating lasting memories. Harry’s keen eye for detail extends beyond his work to his appreciation for fine automobiles, while his heartwarming dedication to family shines through in his cherished moments of bonding with children.

Karman Virk – Partner / Senior Mortgage Broker

Karman Virk is a successful entrepreneur with a wealth of experience in sales, real estate, and finance. As a partner and senior mortgage specialist, he brings a decade of expertise to Mortgage Wisdom. Karman has achieved remarkable success in mortgage brokering, consistently ranking as one of the top 25 funders of mortgage volume within TD Bank. His in-depth knowledge of the real estate market and investment properties makes him a valuable client resource. Karman’s commitment to helping clients achieve their financial goals sets him apart in the industry.

Karman stays active through workouts, enjoys cooking and entertaining guests, and finds solace in nature through drives and walks. His diverse range of interests showcases his balance between personal enjoyment and social connection.

Jason Lewis – Business Development Manager / Mortgage Broker

Jason D. Lewis is a seasoned Business Development Manager and Mortgage Broker boasting a decade of expertise. Demonstrating exceptional leadership, Jason guided a 25-member sales team to attain the highest sales averages over six consecutive years. Notably, he spearheaded the formation of a team dedicated to acquiring, renovating, and developing rental housing for first nation families.

Jason’s career trajectory, transitioning from the travel industry to mortgage brokerage, was fueled by a desire for personalized client care and limitless growth opportunities. Leveraging his skills and passion, Jason consistently excels in his role, making a significant impact on the mortgage industry. Beyond his professional endeavors, Jason’s diverse interests span real estate, rental properties, outdoor activities, sports, and film.

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5446 152 Street #305 Surrey, BC V3S 5J9

Head Office



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At Mortgage Wisdom Corporation, we proudly serve clients across a wide range of locations, including Surrey, Delta, New Westminster, Langley, and Maple Ridge, among others in British Columbia. We also extend our services to various areas in Alberta, including Calgary, Edmonton, and Red Deer. Whether you're in need of mortgage assistance in the Greater Vancouver area, on Vancouver Island, or in Alberta, we're here to help you navigate the process with expertise and personalized care.