Low Mortgage Rates
Low Mortgage Rates , 5-Year Fixed Rate starting from 4.69% and 5-Year Variable as low as 5.95%
More Choice
Benefit from our seasoned mortgage brokers’ expertise for informed decisions.
No Haggling
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Volume Discounts
At Mortgage Wisdom, Any Discounts We Receive, We Pass on to You.
Exclusives
At Mortgage Wisdom, Discover Exclusive Deals Unavailable Elsewhere.
Mortgage Rates
Up-Front Rate Guarantee
For the best low mortgage rates , trust Mortgage Wisdom. We streamline processes to maximize your savings by giving back the bulk of our compensation to “buy down” your interest rates. As the only mortgage provider in Canada tracking over 350 prime lenders with publicly advertised fixed rates, we guarantee your rate is in the top 1% nationwide. If you find a lower rate, we’ll beat it or pay you $500 cash upon closing your Butler Mortgage.
After-Approval Rate Guarantee
With Mortgage Wisdom, once you’re approved, we monitor for lower mortgage rates. If another lender offers a rate that’s even one-tenth of a percent lower and your lender won’t match it, you can switch lenders at no cost. Our After-Approval Rate Guarantee ensures it’s always your choice. Additionally, we’ll review your rate before closing. If the lender you’re approved with reduces its rate for your mortgage and there’s time to rebook the rate before closing, we’ll ensure your rate decreases.
6-MONTH/FIXED
4.49%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
1-YEAR/FIXED
6.39%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
2-YEAR/FIXED
5.99%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
3-YEAR/FIXED
4.79%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
4-YEAR/FIXED
4.89%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
5-YEAR/FIXED
4.69%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
5-YEAR/VARIABLE
5.95%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
7-YEAR/FIXED
5.89%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
10-YEAR/FIXED
6.49%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
HELOC/VARIABLE
7.20%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment
3-YEAR/VARIABLE
6.25%
Hold until
20%
Monthly Prepayment
No
Pre-approval
20%
Lump sum pre-payment